FAIRWAY CREDIT & INVESTMENT (PVT) LTD
Financial solutions built for the way Sri Lanka actually works.
Fast approvals, transparent terms, and a team that understands MSMEs — because we work with them every day.
What we offer
Financial solutions for every stage of your business
Business Loans
Working capital and expansion finance built around how MSMEs actually earn.
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Microfinance
Group and individual loans designed for rural and semi-urban entrepreneurs.
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Asset & Vehicle Financing
Leasing and hire purchase for vehicles and business equipment.
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Gold Loans / Pawning
Quick, secure cash against your gold jewellery, with transparent valuation.
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Fixed Deposits & Savings
Grow your savings with competitive, transparent fixed deposit rates.
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Real Estate / Property Financing
Financing for land, property purchase, and construction.
Learn moreWhy Fairway
We're not just a lender — we're a partner
Every customer gets a dedicated relationship, not a call centre queue. We built Fairway around the way Sri Lankan entrepreneurs actually work — fast, personal, and honest about the terms.
Learn more about usExpert Team
Credit officers who understand MSME cash flow, not just spreadsheets.
Personalised Approach
Every application is reviewed by a person who will explain every term.
Speed That Matters
Indicative approval in as little as 48 hours on qualifying products.
Continuous Support
We stay in touch long after disbursement — we're invested in your growth.
branches
customers served
Years in operation
Disbursed to date
Leadership
A message from our Chairman
“At Fairway Credit, we believe every entrepreneur deserves a partner who understands their journey — not just their paperwork. It has been a privilege building an institution rooted in trust, transparency and genuine care for the communities we serve, and I'm proud of the team that makes that promise real every day.”
Mr. C. Weerasinghe
Chairman
Customer stories
Real businesses, real growth
“ණය මුදල මගින් මට දෙවන මැහුම් යන්ත්රයක් මිලදී ගැනීමට හැකි විය.”
“The loan let me buy a second machine — now I can take on double the orders.”
Kumari Perera
Home-based tailoring · Kegalle
“මම අත්සන් කිරීමට පෙර සෑම කොන්දේසියක්ම පැහැදිලිව පැහැදිලි කළා.”
“They explained every condition clearly before I signed anything — that mattered to me.”
Nimal Fernando
Three-wheeler owner · Kurunegala
“ඉක්මන් අනුමැතිය නිසා කන්නය ආරම්භ වීමට පෙර මට නැවත තොග කළ හැකි විය.”
“Fast approval meant I could restock before the season started.”
Chamari Silva
Village grocery shop · Matale
Plan ahead
Estimate your monthly instalment
Adjust the amount and tenure to get an indicative monthly instalment. This is a planning tool only.
Indicative only — actual terms subject to credit assessment. T&Cs apply.
Latest updates
News & insights
Supporting small businesses across Sri Lanka
A look at how our branch teams work directly with entrepreneurs in their own communities.
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Five tips for managing MSME cash flow
Practical, low-cost habits that help small business owners stay ahead of cash flow gaps.
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Welcome to the new Fairway Credit website
We've relaunched our website with a faster, clearer way to explore our services and apply online.
Read more