ව්යාපාරික ණය
කුඩා හා මධ්ය පරිමාණ ව්යාපාර සැබවින්ම ආදායම් ලබන ආකාරයට සකසන ලද ක්රියාකාරී ප්රාග්ධන හා විස්තාරණ මූල්යකරණය.
දැන් අයදුම් කරන්න
About this product
කුඩා හා මධ්ය පරිමාණ ව්යාපාර සැබවින්ම ආදායම් ලබන ආකාරයට සකසන ලද ක්රියාකාරී ප්රාග්ධන හා විස්තාරණ මූල්යකරණය.
Key features
Flexible repayment terms matched to your cash flow
No collateral required for qualifying loans
Dedicated relationship officer from application to disbursement
Top-up facility available after 6 months of good standing
Eligibility checklist
- Business registered and operating for at least 6 months
- Sri Lankan citizen, 18–65 years
- Valid NIC and proof of business address
- Minimum monthly turnover threshold (confirmed at application)
Documents required
- NIC (front & back)
- Business registration certificate
- Last 6 months business bank statements
- 2 passport-size photographs
How it works
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1
Apply
Submit the enquiry form online or visit any branch.
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2
Assessment
A credit officer reviews your application and may visit your business.
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3
Approval
Indicative approval communicated, terms explained in full.
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4
Disbursement
Funds released to your account once documentation is finalised.
Indicative rates
| Product | Indicative Rate |
|---|---|
| Working Capital Loan | From {{RATE}}% p.a. (T&Cs apply) |
| Expansion Loan | From {{RATE}}% p.a. (T&Cs apply) |
Rates shown are indicative and subject to credit assessment. T&Cs apply.
Frequently asked questions
How long does approval take?
Indicative approval can be as fast as 48 hours for qualifying applications, subject to full credit assessment.
Is collateral required?
Not for qualifying loan amounts — this is assessed case by case during application.