පුද්ගලික හා කණ්ඩායම් ණය
ග්රාමීය හා අර්ධ නාගරික ව්යවසායකයින් සඳහා නිර්මාණය කළ කණ්ඩායම් හා තනි පුද්ගල ණය.
දැන් අයදුම් කරන්න
About this product
ග්රාමීය හා අර්ධ නාගරික ව්යවසායකයින් සඳහා නිර්මාණය කළ කණ්ඩායම් හා තනි පුද්ගල ණය.
Key features
Small-ticket loans with simple documentation
Group liability options available
Weekly or monthly repayment cycles
Field officers visit your village or town
Eligibility checklist
- Resident in the branch service area
- Existing or start-up small business
- Valid NIC
- Group guarantor for group-liability products
Documents required
- NIC (front & back)
- Proof of residence
- Group registration form (for group loans)
How it works
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1
Enquire
Speak to your local field officer or apply online.
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2
Group/Individual Assessment
A short assessment confirms eligibility and loan size.
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3
Approval
Terms explained clearly, in Sinhala or English.
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4
Disbursement
Funds released, with ongoing field support.
Indicative rates
| Product | Indicative Rate |
|---|---|
| Individual Loan | From {{RATE}}% p.a. (T&Cs apply) |
| Group Loan | From {{RATE}}% p.a. (T&Cs apply) |
Rates shown are indicative and subject to credit assessment. T&Cs apply.
Frequently asked questions
Do I need a guarantor?
Group-liability products require fellow group members as guarantors; individual loans are assessed separately.