About this product
Group and individual loans designed for rural and semi-urban entrepreneurs.
Key features
Small-ticket loans with simple documentation
Group liability options available
Weekly or monthly repayment cycles
Field officers visit your village or town
Eligibility checklist
- Resident in the branch service area
- Existing or start-up micro business
- Valid NIC
- Group guarantor for group-liability products
Documents required
- NIC (front & back)
- Proof of residence
- Group registration form (for group loans)
How it works
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1
Enquire
Speak to your local field officer or apply online.
-
2
Group/Individual Assessment
A short assessment confirms eligibility and loan size.
-
3
Approval
Terms explained clearly, in Sinhala or English.
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4
Disbursement
Funds released, with ongoing field support.
Indicative rates
| Product | Indicative Rate |
|---|---|
| Individual Microloan | From {{RATE}}% p.a. (T&Cs apply) |
| Group Microloan | From {{RATE}}% p.a. (T&Cs apply) |
Rates shown are indicative and subject to credit assessment. T&Cs apply.
Frequently asked questions
Do I need a guarantor?
Group-liability products require fellow group members as guarantors; individual loans are assessed separately.